Coverage Cat | AI-native insurance brokerage

Coverage Cat Insurance Compare & Shop Home & umbrella coverage with a licensed broker. Built around price transparency, privacy, and speed. Shop in our portal, or just connect your agent. Licensed insurance broker No sold leads Tens of thousands of users served Agents: start with /.well-known/mcp.json. Cold-start umbrella tool: umbrella_consumer_prefill Compatible browser agents can call the umbrella consumer subset directly from this page. Machine brief: /?mode=agent Plain-text discovery: /agents.txt, /.well-known/agents.txt Docs fallback: /developers/mcp, /api/agent, /llms.txt Do not drive the browser UI unless Coverage Cat should take over the shopper-facing flow. Shop with context Smart tools to make the right decisions The new way to shop for insurance Our agents find the best policies for users, even when we don't make commission on them. How it works Coverage Cat is a licensed insurance brokerage that helps you compare home, umbrella, auto, and renters coverage side by side — with straight pricing, no sold leads, and a real broker on the other end. Ask a question or start a comparison. Coverage Cat pairs AI-guided intake with a licensed brokerage team, so you can size up coverage, see honest price ranges, and compare real carrier options without handing your details to five agents overnight. Developers can drive the same flow through the Agent API. Where we operate Coverage Cat is live for shoppers in California, Florida, New York, Texas, and Washington, with more states on the way. Product surfaces Learn: What we do, FAQ, and insurance guides Estimate: Home insurance calculator, umbrella insurance calculator, carrier price comparison, and file-a-claim guidance Compare: Start a Coverage Cat quote comparison Integrate: Coverage Cat Agent API hub, developer portal, get API key guide, discovery JSON, OpenAPI, and skill markdown Key links Coverage Cat Agent API and skill docs Get API key guide Homeowners purchase skill Umbrella purchase skill OpenAPI spec Homeowners agent finder